Major Insurer Likely to Leave Obamacare Markets Behind

While Democrats argue about the dictionary definition of a “death spiral,” the signs are growing clearer every day that the demise of Obamacare is imminent. Costs are going up, insurance companies are pulling out, and the individual mandate has not been enough incentive for young, healthy Americans to plunge into the marketplace. Whether or not this fatal trajectory yet constitutes a death spiral or not, this law cannot stand unless it is changed…and soon.

Unfortunately, it looks like things are set to get worse. According to Jeffries analysts, Anthem Inc will probably pull out of most Obamacare individual insurance markets next year, a devastating blow to the program. If they do, they will be one of the last major insurers to go, following in the footsteps of Humana, Aetna, and UnitedHealth Group. All of them have abandoned the individual market due to financial losses.

If Anthem pulls out, it will leave many counties with only one Obamacare insurance provider, which will almost certainly lead to premiums that no one can possibly afford without considerable government help. In other cases, Anthem was already all there was. If they pull out in those markets, millions of Americans will not be able to purchase health insurance off the Obamacare system at all.

If Republicans need another reason to come back to the table on healthcare, let this be it. There needs to be compromise on all sides, but those compromises need to take place in the crafting process – not in the “here’s the bill, vote for it now” process. Treat the House conservatives with some respect and start acting like the majority party. Work with Trump and give him some power, even if you aren’t exactly thrilled about the legislation. You have to start somewhere.

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75 comments

  1. The government cannot compete with private industry. They fail every time. If it were possible President Trump would solve the problems. I doubt that any of the Members have ever started a successful business so how can they pass laws where they are so ignorant?
    There are so few survivors left to underwrite Obamacare that I expect it to fall apart permanently. I would advise young people to purchase private insurance right now before the rush.

  2. You want a deal then just repeal.

  3. When you are down to one provider you have a monopoly. Monopolies are supposed to be illegal – but I think that’s what Obama had in mind all along. He lives in this fantasy world that one person should control everything – and that one person should be him.

    • this was kenyan boyo’s and the democrapo ahole’s plan all along..they want a “single payer” insurance provider for everyone except the elite in DC…that way they will have almost closed the loop on the feds having sewn up the bag that contains the population..just one nagging concern…too many skilled marksmen(and markswomen [was that PC or not?]) still hanging around alive…and armed…many of us trained fairly well in other aspects of survival…

      • I don’t believe he ever had any Kenyan blood. He does not look any thing at all like Obama Sr. You have to remember his mother was already pregnant (at 17) when she married Sr. – a married man with kids in Kenya. I always thought his real father was Frank Marshall Davis – another of his mothers boyfriends and also a married man with 5 kids in Chicago – he;’s the one she made the porno movies with. Him an Obama or whatever the hell his real name is do look an awful lot alike. I was sure he was the real father until I saw this video.
        The guy in the photo on the left is Muhammed Sabud – he is the founder of a small cult from Indonesia – that picture was taken in the 60’s he looks pretty familiar huh?

        https://www.youtube.com/watch?v=Xck4t1jVnAQ&feature=youtube

        • A recent birth certificate out of Kenya just showed up. Apparently has his baby foot print on it. That can positively identify him at his current age.

          • I didn’t say he wasn’t born in Kenya, just I don’t believe he has any Kenyan blood. His little old Grandma in Kenya said she was there when he was born. The Democrats have always denied this – I don’t know if they thought she was a liar or conspiracy theorist ;-). His “brother” Malik also has some doubts.

            http://nation.foxnews.com/2015/04/26/bombshell-interview-obama-s-brother-says-barack-cold-and-ruthless-dishonest-and-schemer

          • I understand, however, it’s not over til the fat lady sings and there is NO proven documentation that he’s an American citizen. Rumors out of HI say there is NO current birth certificate on file for the BushMonkey.

          • DNA would prove it without a doubt – but don’t ever expect Obama to submit to that.

          • His DNA would be easy to acquire.

          • Yes it would – but – use without his authorization might be a problem..
            Remember he is a lawyer. Not a real smart one but a lawyer just the same.

          • acquisition of such is not illegal in an investigation. I’m sure he’s got a sweaty old turban laying around the white house somewhere.

          • Then I’m sure they can get a cigarette butt or a glass, fork, spoon or napkin he used left at a table.

          • Obama’s presidency is over…the fat-lady is singing about someone else now:
            President Trump and the Republicans just deliberately squandered their opportunity to repeal the ACA.
            The ACA has been a gravy-train for the Health Insurance/Big-Pharma and Hospital-System Conglomerates, (these are the same companies that have been putting the screws to the ACA, by pulling out of states, while posting record profits and paying their C-Suite people 10-50 million dollars a year!).
            President Trump was interested in Draining the Swamp; the President and Vice-President Pence would’ve backed these Republicans, pushing to repeal the law immediately; without simultaneously approving an alternative: http://www.politico.com/story/2017/02/obamcare-conservatives-repeal-replace-234983

          • If it was/is such a gravy train why are the big insurers pulling out. Not that your statement is not accurate, I am wondering what is really going on here. The money is going somewhere and if not to the insurers then where?

          • The money is definitly going to the insurers: Health Insurers; Hospital Systems and Big-Pharma are hosing Americans down, Mr. Gray2Hairs:
            Cigna CEO David Cordani: $17.3 million
            Aetna CEO Mark Bertolini: $17.3 million
            UnitedHealth CEO Stephen Hemsley: $14.5 million
            Anthem CEO Joseph Swedish: $13.6 million
            Humana CEO Bruce Broussard: $10.3 million
            http://www.fiercehealthcare.com/payer/health-insurance-ceo-pay-at-big-five-tops-out-at-17-3m-2015
            The Hospital Systems are raking it in, also; non-profit, profit…it’s all gravy, baby:
            https://www.philanthropy.com/article/CEO-Pay-Is-Nearly-10-Million/237982
            http://www.seiu-uhw.org/archives/23934
            You probably don’t even need me to put those sons-a-bitches in Big-Pharma up, but they’re part of the Terrible Triad that’s bludgeoning hard-working, tax-paying Americans:
            Leonard S. Schleifer, Regeneron Pharmaceuticals, $47,462,526
            Jeffrey M. Leiden, Vertex Pharmaceuticals, $28,099,826
            Larry J. Merlo, CVS Health, $22,855,374
            Robert J. Hugin, Celgene, $22,472,912
            Alex Gorsky, Johnson & Johnson, $21,128,866
            Michael F. Neidorff, Centene, $20,755,103
            Alan B. Miller, Universal Health Services, $20,427,309
            Kenneth C. Frazier, Merck & Co., $19,898,438
            Miles D. White, Abbott Laboratories, $19,410,704
            John C. Martin, Gilead Sciences, $18,755,952
            Richard A. Gonzalez, AbbVie, $18,534,310
            Heather Bresch, Mylan, $18,162,852
            David M. Cordani, Cigna, $17,307,672
            Mark T. Bertolini, Aetna, $17,260,806
            George A. Scangos, Biogen, $16,874,386
            Robert L. Parkinson, Baxter International, $16,648,750
            John C. Lechleiter, Eli Lilly & Co, $16,562,500
            Marc N. Casper, Thermo Fisher Scientific, $16,307,079
            Robert A. Bradway, Amgen, $16,097,714
            George Paz, Express Scripts Holding, $14,835,587
            Total CEO compensation includes salary, bonus, stock and stock
            https://www.statnews.com/2016/05/26/ceo-pay-pharma-health-care/

          • Thanks for an informative reply. I have no doubt that the public is getting the bill for all of this but I am still curious as to why insurers are pulling out? It seems that they might end up with state monopolies yet they will not normally leave money of the table.

          • I think that taking money from Americans in the form of taxes (Medicaid & Medicare cover 67% of healthcare in America already), and making Americans pay again, as ‘consumers’ with ‘freedom to choose’ (?) the best coverage(!)…Healthcare is now 1/5th of the GDP in the US!
            I believe the Real-Big-Money-Deal-Makers & Shakers (Healthcare & the War-Machine), are working above the Republican and Democratic Political fray.
            Republicans and Democrats keep the masses of kids on the Left and the Right busy with silly, divisive, non-issues…while the Big-Money Adults make the real deals.
            It’s just a fact of life that Republicans vs. Democrats/Catholics vs. Protestants/Cat-People vs. Dog-People/ Paul-Beatles vs. John-Beatles…lots of people believe things differently than I do, have a different experience of ‘truth’.
            I worry about is the manufactured-divisiveness; the character-assassination; Right/Wrong and Bad/Good divide; that isn’t a true experience for me in my day to day interactions with people.
            The Democrats and Republicans I interact with on a daily basis are hard-working, tax-paying, ‘regular’ Americans who have a lot more in common than not.

          • Thanks again for an actual dialog not a debate. I work in a small rural hospital and we are struggling to survive. Much of the medical care goes to illegal aliens who do not have to pay and the cost is placed on those who are citizens and do pay for their care. The same for k-12 education. Our schools are required to provide special care for illegals and can’t take proper care of citizens. Something is very wrong.

          • He is also a muslim.

          • Elizabethpmatthew

            Google is paying $97 per hour! Work for few hours & have longer with friends and family! !wr346c:
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      • I think that we should have a choice. Those who want single payer should go to Canada and those who don’t should stay in America.

        • FEDUP CONSERVATIVE

          Just remember, in CANADA their is a 3 YEAR wait to get an MRI !!!! You could be DEAD by then!! WHY do you think they come gown here to get health care????

          • That is why I choose to stay in America, and am against those who want to take away our choice. In fact I feel that the government needs to keep its greedy hands off of healthcare.

          • FEDUP CONSERVATIVE

            AMEN, BOSS
            SECOND AMEN!!!!!!

          • Liberals don’t care if it’s quality healthcare just as long as it’s”free” they are good with it. That’s the magic word the Democrats use to draw the crowds. They have totally misinterpreted the meaning of “The Land of the Free.”

    • I agree

    • Just goes to Prove that (D) Anarchy Party members THINK with THEIR A-S

    • You are right. the goal was a single payer health insurance – in other words, socialized medicine owned by the government.

    • It is going to WHAT O VOMIT wanted All along…..GUMNIT INEFFICIENCY in HC as Demonstrated by the VA and Amtrack on a HUGE Scale…..Thank god for Trump

  4. Are you claiming the UK’s National Health Service is unequal to private business? Not to mention those of the Netherlands, Belgium, Luxembourg, Denmark, Sweden, Norway, Finland, and the rest? Was the health system in the former USSR inefficient:?

    • When you look at the Netherland countries you have to understand that this programs worked fine because most people worked and contributed. As soon as you have more people on the government dole than working they fail quickly. My bother in law lives in France – they HAD a great system too not anymore they have been swamped like the countries you mentioned except the USSR by muslim refugees. They also have a 40% income tax – add to that my brother in law who has been in the printing business for over 30 years – a master printer – doing high end publications – is lucky to get a job paying $400 a week now take 40% of that away and he has to travel to get to the job.

      • oh and those folks pay nearly 60% of the gross income as taxes….sean likes that..

        • Sean probably doesn’t pay taxes. When Obama said it wouldn’t cost anyone a dime that’s who he was talking to – the people who wouldn’t be paying. Anyone who works for a living knows your insurance goes up when you add people on to your policy – who would believe that you could add millions of people for nothing except the clueless.

          • You have stated the problem in a very concise and thoughtful manner….everything possible for the clueless….and their vote and their willingness to be bused around to “demonstrate” their cluelessness in the street…

      • And in addition to the extremely high income tax rate, all those countries pay a VAT (value added tax) on everything they purchase. The VAT varies but some as high as 25%. Add that to the income tax, and you can see how their income diminishes. We do NOT want that system here.

    • Exactly, there has never been an efficient government health system.
      if you liberal dem bloodsucking parasites want insurance , pay for it, you don’t want to pay for it feel free to die in the streets from lack of same.

    • charles johnston

      Where have you been, Sean? Government run healthcare is not and never has been equal to private business. The opportunity for waste and inefficency are so glaring I’m really surprised at your ignorance. It is obvious that the ACA system is crashing, just as anyone familiar with the insurance market warned it would- and the insurance companies wrote the monstrosity- that’s the humor and horror of the whole idea. It was never designed to work, being only a placeholder for single payer, making the government look caring, the insurers guaranteed a profit, and screwing the consumer. And yes, the national healthcare systems in all the countries mentioned, as well as Canada suck, even with the insane tax rates in those countries. Not even close and certainly no cigar.

    • yes to all of your questions..also you need to learn that health system and health insurance are two different animals..

  5. Some people can’t learn anything by listening to advise, which is why there are so many Liberals and Democrats.

    Some people can only learn by experiencing what others try to warn them about.

    I’d let Obamacare “Self Destruct”, let these people experience first hand what they have been warned about,

    At least they will have a chance to get out of the “Hell” they’ll end up in, unlike the other Hell most are headed too.

    • PERFECT, BULLS EYE

    • This is what happens when you don’t want anything to happen in the first place.
      Republicans don’t have an alternate plan in place and ready to go (after 8 years?!), because they thought they’d be able to keep whipping-up artificial avarice and blaming the Democrats for something that’s working very well for the Big-Money Makers, all around.

  6. Clearly you[se] are totally right and I am totally wrong. I am seventy (a year older than the NHS), I am good for another twenty years at least. And, despite ‘actuarial’ whinging, I am not a drag on the economy. I still work on s regular basis in the voluntary (charity) sector.

    • You need to get checked there seán, anything the government does costs more and works at its worst. Don’t really care how old you are ….common sense doesn’t always come with age I’ve found in 62 years, otherwise there wouldn’t be any older democrats.

  7. There has never been an efficient government ANYTHING!

  8. Congress and the Senate need to have the same plan they create for us !!!!!!!!!!!!!!!!!! Show us that they have some skin in the game also or no deal .

  9. Sorry but you can’t fix stupid and the democrats own that word.

  10. The Insurance Industry has been around for a few years longer than the free stuff Democrats. They operate on a profit basis not on borrowed money. The ACA is designed to operate off other peoples moneyand be controlled by Politicians. Insurance Executives know how to run an insurance company better than liberal politicians who have not bothered to read the 2500 page ACA . Sooo the ACA was probably designed to run out the Carriers until only one would survive thus producing a government sanctioned and controlled carrier. Now a single payer can emerge.

  11. They should all leave Obamacare. Leave it high and dry. Let all these people who wanted it to set and cry. This is a democratic mess and they’re to stupid to know how to fix it. I really don’t care, all my family is insured, because they work, oops, theirs that four letter word.

  12. O-VOMITCARE is STILL a 100% (D) Anarchy party CREATED-DISASTER……LET IT IMPLODE and have them SLITHERING LIKE SNAKES to BEG FOR HELP .. JUST have a REPLACEMENT HANDY and READY TO BE IMPLEMENTED via ONE SIGNATURE BY Trump!!!

  13. Everything the federal and most state governments touch is a disaster. They bankrupted their own bank, they had to go free market on their own cafe as they were bankrupting it, they bankrupted Social Security, medicare, and they have bankrupted the USA. About the only thing they haven’t destroyed totally is the free market but give them time because they are doing all they can to bankrupt it. We all know they destroyed our healthcare with their unaffordable healthcare bill that they had to pass before they could read it. Now those who have to buy it can’t afford to use it and those who get it free can. So now we have more people basically without insurance even though they pay almost half their income for insurance.

  14. A health care fix is not about low cost insurance. It must be included by taking lobbyists from Big Pharma, Insurance companies, the AMA, FDA, Doctors, Hospitals, Emergency services. Then and only then will health care be affordable in the US. Lobbyists hold all prices up on those markets, insurance is just a rider on your poor health. Many Drs. have gone to a $50 month payment for unlimited office calls and cause the patient to rely on a catastrophic policy, if necessary, which can be dirt cheap. A catastrophic policy, shared expenses by Medicare and Medicaid would be a very small premium expense. A catastrophic policy with todays laws can be purchased only in the event it is needed. Insurance companies are the root of all evil… they’re about making money, not giving you good health.

  15. Now if the GOP will pull their heads out of their anal region and just repeal Obama
    and the Demonic Socialist health care from the system and let it die peacefully.
    It has caused enough corruption of our freedom and not provided any health care
    except for the Insurance companies. Had it set to close down completely prior
    to the 2018 elections and that will give the Insurance companies time to dust off
    their policies and offer insurance at a reasonable cost to customers and they can
    pick and chose which option are suitable for them and their families. Let them
    sell insurance across state lines and the Free Market will set the rates on what
    people can afford and are willing to purchase. The Government is nor responsible
    to provide for Health Care that is an individual responsibility and right.

  16. TRUMP, NEEDS TO LISTEN TO THE VOTERS AND THE FREEDOM WATCH WHO REPRESENT THE MAJORITY OF VOTERS THAT PUT HIM IN THE WHITE HOUSE !! WE DON’T NEED A WATERED DOWN VERSION OF OBAMINATION DEATH CARE !!!! TRUMP SHOULD REMIND PEOPLE THAT THE DEMO-RAT/MARXIST/MUSLIM PARTY VOTED WITHOUT READING THEIR OBAMINATION UN-AFFORDABLE DEATH CARE BILL AND LOOK WHATS HAPPENED WE NOW HAVE 31 MILLION AMERICANS THAT DON’T HAVE HEALTH CARE AND THE REST DON’T GO TO THE HOSPITAL OR DOCTOR BECAUSE THEY CAN’T AFFORD THE DEDUCTABLE !!! TRUMP SHOULD REMIND THEM THAT WE HAVE A MAJOR SHORTAGE OF DOCTORS AND THE APPLICATION FOR NEW DOCTORS IS DECLINING TO REPLACE THE DOCTORS THAT ARE LEAVING THE MEDICAL PROFESSION , OBAMINATION AND THE NEW MARXIST PARTY HAVE DESTROYED THE HEALTH CARE SYSTEM AND I ASK ONLY ONE QUESTION WHY HAVEN’T YOU ALL (DEMO-RATS AND ALL GOVERNMENT EMPLOYEES JOIN OUR OBAMINATION DEATH CARE AND DROP THE TAX PAYER FUNDED HEALTH CARE YOU NOW HAVE AND PROVE TO US THAT THIS IS REALLY GOOD HEALTH CARE AND YOU PAY FOR IT AND ESPECIALLY THE DEDUCTABLE WHEN YOU NEED HELP ?????? VIETNAM VET

    • Phyllis Schultz

      The last time I read statistics on uninsured, it was more like 47 million. Obamacare was never intended to provide inexpensive health care, it was all about total government control. The lowest tier runs about $80 per month with a $6000 deductible. If you can afford it, most can’t pay the deductible. If for some reason there is a catastrophe and your deductible is met, the cap for coverage is $5429 per person per year. Remember. this plan offers no coverage for treatment, preventive care, meds or anything else until the deductible is met. They are making monthly payments on something that does nothing for them. Those who pay for their own insurance have seen their premiums double or even triple since 2010. That’s why they (Congress) exempted themselves. I don’t think the watered down version was, or is Trumps intent, but with the lack of support from the rinos and the obstruction from the Dems, he has to fight everyone to get what we need,..

    • If you remember correctly, NO ONE got to read those 6000+ pages until AFTER it was signed but I didn’t see anyone except the AMERICAN people bitching about it. And, as you already know, we don’t count.

      I’m sure that he did that to make sure the Republicans didn’t go against it and it would look good in the beginning but be a disaster later on.

  17. FYI: Obamacare was never supposed to work for America. It was to ruin us financially so the Globalists could come in and control our Nation. It’s cost has screwed too many families that cannot even afford the monthly payments. That was exactly how it was supposed to work!

    Why did bho do this? For 2 reasons:
    1. He had no one that actually knew what they were doing in creating the health mandate and
    2. Bho’s hidden agenda was to ruin America/Americans so our economy would flatline. He almost did this.

    Now the ball is in P.T.’s/Congress’ Court. If they can come up with an “affordable” (that’s the key word here) health program (using the free market system) that ALL Americans can get, P.T. will have won over more Americans, Conservative AND Liberal alike. Pray that this Sweet Miracle happens soon!

    • The Republicans just deliberately squandered their opportunity to repeal the ACA.
      The ACA has been a gravy-train for the Health Insurance/Big-Pharma and Hospital-System Conglomerates, (these are the same companies that have been putting the screws to the ACA, by pulling out of states, while posting record profits and paying their C-Suite people 10-50 million dollars a year!)
      President Trump and Vice-President Pence could’ve backed these Republicans, pushing to repeal the law immediately; without simultaneously approving an alternative:
      http://www.politico.com/story/2017/02/obamcare-conservatives-repeal-replace-234983
      And while President Trump has tried to do us a favor (?) by not rejecting tax-returns that do not address the health insurance mandate: http://reason.com/blog/2017/02/14/irs-blow-to-obamacare-individual-mandate
      I am not pulling out of my horrible High-Deductible Plan just yet; while there won’t be a legal mandate, Health Insurers will be able to tack 30% more onto the cost of Health Insurance for people who do not maintain continuous coverage (I was going to pull-out and pay the $2,600 maximum penalty, until I started reading some of the fine print…)
      There’s a reason why the Health Insurance Industry and the Hospital Corporations were the first 2 groups to come out against repealing the ACA; and it’s the same reason that Republicans don’t have an alternate plan in place and ready to go (after 8 years?!), because they thought they’d be able to keep whipping-up artificial avarice and blaming the Democrats for something that’s working very well for the Big-Money Makers, all around: https://www.nytimes.com/2016/12/06/business/health-insurers-obamacare-republicans.html?_r=5

      • The smartest move P.T. can do is come up with a new health care plan for Americans. Screw the elites. They’ve had their free ride, now it’s time for the rest of the Country to be offered a decent health care alternative. I don’t blame the young adults. I wouldn’t pay for thisbroken down health care that does more to make you sick than heal you.

        Obamacare has literally scared all the good doctors from Northern Cali. It took my spouse over 18+ months to see a Specialist that he should have seen in 3 months thus putting his condition in hyper drive. We can’t wait to get out of this horrible excuse of a state and its elitist Congress. They can all go suck eggs and choke!

        The CORRUPTION that flows through our once proud Country is devastating, but that’s what happens when an antiChrist is walking amongst us. Money, greed, power, killing of innocents, genocide, etc. There is no limit to his evil madness.

        The only answer is to fight fire with fire. Stand up for your Rights, voice your opinion and keep a side arm. It’s already too late for lots of Americans but for many “We’ve just begun to fight!”
        Thanks for the info…

    • It will have to be a single payer system. Hopefully we can work out such a system without putting the government in charge of it?

  18. The Kenyon lied to us and knew he was screwing us, anyone not surprised by this?

  19. That’s why Obama did so much lying when it came to Hillary, he wanted her to continue where he left off on the destroying of America.
    Which one has committed the most Treason?

  20. Great for the rip-off artists, isn’t it, no competition.

  21. GOOD – let’em pull out – I did — but let the DC a-holes worry about it —– they have their chit so you don’t have a chance…..

  22. Irene Elizabeth Grooms

    Obamacare should never been to start. I think this was a start of a take over of AMERICA.

  23. I can’t help but recall how Michael- i mean- “Michelle” called young people “knuckleheads” on national TV for not signing up to increase the numbers of “paid signees” onto Obamacare, AFTER her husband campaign-promised young people that “You can stay on your parents’ insurance until age 26″….when it was already commonplace.
    I suspect that the young people who were older than 26 looked at the exchanges and balked at the humongous premiums and deductibles and said “No thanks!”…especially after Obama increased the interest rate on their student loans by 2% without telling them.

  24. Thanks to all the naive people who voted for Obama and believed his lies, now the USA is a mess.

  25. My Company said, oh you have A choice it’s Blue Cross or nothing! Blue Cross SUCKS!!!
    What choice is one insurance company? Don’t get me wrong. It is better than nothing but the premiums doubled from who I had last year!

    This is suppose to be the land of the FREE, let me be free to pick which insurance company I want to get health insurance from!!!

  26. LET OVOMITCARE SPIRAL to its Death….LET the (D) Party Anarchists OWN IT….at the SPEED it is SINKING it will not be long for NO NEED to REPEAL.. there IS NOTHING to REPEAL….Message to .RYAN. McConnell and the REST ” HAVE A WELL THOUGHT OUT SOLUTION READY TO ROLL” AT ONCE even Before the Final resting Place for PELOSI’s NEVER READ DISASTER

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